In this article:
⚠️ Is this the right guide for you?
This article is specifically for accounts where BOTH conditions are met:
Country: India
Base Currency: INR (₹)
If you are located elsewhere or use a different currency (like USD), please check the correct guide:
🔥 Quick Summary
India-based Nas.io businesses follow a regulated, tax-inclusive fee structure.
Components: Gross Amount = (Platform Fee + Gateway Fee + Taxes) + Net Payout.
Processing: Payments are processed in INR via Razorpay or Stripe India.
Taxes: Mandatory 18% GST applies to all fees.
⭐ What Are the Transaction Fees in India?
1️⃣ Nas.io Platform Fee
This is the service fee for using the Nas.io community tools.
Rate: Depends on your plan (4.9% for Pro, 2.9% for Platinum).
2️⃣ Payment Gateway Fee
Charged by the processor (Razorpay/Stripe) to handle the transfer.
Rate: 2.2% (Flat rate for Cards, UPI, Wallets, and Netbanking).
3️⃣ Government Taxes (Mandatory)
Unlike other regions, India requires specific taxes on digital services.
GST: 18% tax applies to the Platform Fee and Gateway Fee.
TDS: Depending on your business type, a small percentage (Withholding Tax) may be deducted before payout as per government rules.
Your earnings = Gross amount − Platform fee − Gateway fee − Taxes
Products | Platinum |
| Total Fee | Pro |
| Total Fee |
| Nas.io fee | Gateway fee |
| Nas.io fee | Gateway fee |
|
| 2.9% | 2.2% | 5.1% | 4.90% | 2.2% | 7.1% + taxes |
🎫 Did you know that you can Pass on fees to members?
You can choose to pass payment gateway fees directly to your buyers so you keep more of your revenue.
To enable this, go to Dashboard → Settings → Payment & Fees and toggle “Pass Processing Fees to Members” ON.
When enabled, members will see the gateway fee added at checkout, while you receive the full product price.
❗Note: Nas.io Platform fee will still be applied.
💳 Why Do Transaction Fees Exist?
Transaction fees help cover:
Secure payment processing
Fraud protection
Infrastructure and platform reliability
Customer support
Ongoing product improvements
Nas.io reinvests these fees to keep your business tools fast, stable, and secure.
🔎 How Do I Know What Fees Were Applied to My Earnings?
You can find fee breakdowns inside your dashboard:
Nas.io Dashboard → Money → Transactions
Here you’ll see:
Total amount earned
Platform fee deducted
Gateway fee deducted
Final payout amount
You can also download reports for accounting.
📝 In Summary
Nas.io Pro and Platinum help India-based businesses save significantly on platform fees.
India fees differ from US/global because of local taxes (GST + possible TDS), multiple payment methods, and INR-based processing.
Upgrade based on how fast your business is growing and how much you sell.
❓ Frequently Asked Questions (FAQs)
Q: What are the transaction fees for Pro and Platinum?
A: Transaction fees depend on your plan and country. India Pro businesses are charged a platform fee starting at 4.9%, while Platinum businesses are charged a lower 2.9% platform fee. Payment gateway fees are added separately and are set at 2.2% for India.Q: Which fees apply if my customers are in different countries?
A: Fees are based on your business account’s country and currency, not your customer’s location.
👉 Rule of thumb: Your business location decides the fees, not your customer’s location.
For example:
If your business is set up as India (INR), India fees apply — regardless of where the customer is located.Q: What are Withholding Taxes?
A: In India, the government requires payment processors to deduct a small tax (TDS) before transferring your funds. This is a regulatory requirement, not a Nas.io fee. You can view these deductions in your payout details.Q: If I’m based in India and currency INR and my members are in the US, how can they pay?
A: Members in the US must use credit or debit cards. Local payment options are not supported due to cross-border processing rules.Q. Can my member pay for subscriptions using UPI?
A: Yes, members can use UPI to purchase subscriptions. However, auto-renewal is not supported. Members will need to manually approve the payment for each billing cycle.Q. Can I pass gateway fees to customers?
A: Yes—toggle “Pass Processing Fees to Members” ON from your settings.Q. What currency will I be paid in?
A: All India payouts are made in INR, following Razorpay/Stripe India schedules.
💬 Contact Support
If you have questions or need help, you can:
Use the chat widget inside the platform (bottom right corner) or whatsapp
Email us at help@nas.io