In this article:
For LATAM-specific fees, view the full breakdown here.
For India-specific fees, view the detailed guide here.
For other countries-specific fees, view the full breakdown here.
🔥 Quick Summary
US-based Nas.io businesses use a simple, Stripe-powered fee structure.
Each paid transaction includes:
A Nas.io platform fee
A Stripe US payment processing fee
All transactions are processed in USD through Stripe US.
⭐ What Are the Transaction Fees in the US?
Every US-based paid transaction includes two components:
1️⃣ Nas.io Platform Fee
Charged by Nas.io for platform usage. The rate depends on your subscription plan:
Platinum: 1%
Pro: 2.9%
Basic: 4.9%
2️⃣ Payment Gateway Fee (Stripe US)
Charged by Stripe for processing payments. For US businesses, the gateway fee is:
2.9% + $0.30 per transaction
This covers:
Secure payment processing
Fraud protection
Banking infrastructure
📌 An additional 1.5% processing fee may apply if a customer pays using a non-US issued card.
🌀 Note: Your final earnings = Gross Amount – Platform Fee – Gateway Fee
Tip: You have an option to to pass fees on to the customer
💸 Nas.io Payment Links (Zero Links) in US
Nas.io Payment Links (Zero Links) allow US-based businesses to collect one-time payments instantly without creating a product or subscription.
They’re ideal for:
Services
Custom invoices
Quick sales
Manual or ad-hoc payments
Fees are applied per transaction based on your Nas.io plan, plus Stripe US processing fees.
All transactions are processed in USD via Stripe US.
Click here to learn more about Payment Links.
🔗 US Zero Link Fees
Gateway fee (all tiers): 2.9% + $0.30
0–499 Transactions
Plan | Nas.io Fee | Gateway Fee | Total Fee |
Platinum | 1% | 2.9% + $0.30 | 3.9% + $0.30 |
Pro | 2.9% | 2.9% + $0.30 | 5.8% + $0.30 |
Basic | 4.9% | 2.9% + $0.30 | 7.8% + $0.30 |
499–1499 Transactions
Plan | Nas.io Fee | Gateway Fee | Total Fee |
Platinum | 1% | 2.9% + $0.30 | 3.9% + $0.30 |
Pro | 1.9% | 2.9% + $0.30 | 4.8% + $0.30 |
Basic | 4.9% | 2.9% + $0.30 | 7.8% + $0.30 |
1499+ Transactions
Plan | Nas.io Fee | Gateway Fee | Total Fee |
Platinum | 1% | 2.9% + $0.30 | 3.9% + $0.30 |
Pro | 1% | 2.9% + $0.30 | 3.9% + $0.30 |
Basic | 4.9% | 2.9% + $0.30 | 7.8% + $0.30 |
📌 An additional 1.5% processing fee applies if a customer pays using a non-US issued card.
💡 How Zero Link Fees Are Calculated (US Examples)
Below are sample calculations to show how fees work for US-based businesses.
Example 1: Pro Plan – $100 Payment
You’re on Nas.io Pro, and a customer pays $100 using a Zero Link.
Fees
Nas.io platform fee (2.9%) = $2.90
Stripe US gateway fee (2.9% + $0.30) = $3.20
Total fees: $6.10
You receive: $93.90
Example 2: Platinum Plan – $1,000 Payment
You’re on Nas.io Platinum, and a customer pays $1,000 using a Zero Link.
Fees
Nas.io platform fee (1%) = $10.00
Stripe US gateway fee (2.9% + $0.30) = $29.30
Total fees: $39.30
You receive $960.70
Example 3: Basic Plan – $100 Payment
You’re on Nas.io Basic, and a customer pays $100 using a Zero Link.
Fees
Nas.io platform fee (4.9%) = $4.90
Stripe US gateway fee (2.9% + $0.30) = $3.20
Total fees: $8.10
You receive $91.90
(Optional Larger Amount Example – Basic)
If a customer pays $1,000:
Nas.io platform fee (4.9%) = $49.00
Stripe US gateway fee (2.9% + $0.30) = $29.30
Total fees: $78.30
You receive: $921.70
📊 Comparing the Same $100 Sale
Platinum: You keep $95.80
Pro: You keep $93.90
Basic: You keep $91.90
As your sales volume increases, upgrading your plan can help you keep more of each transaction.
📝 Important
Gateway fees are calculated on the full transaction amount.
An additional 1.5% processing fee may apply if the customer uses a non-US issued card.
🎫 Did you know that you can Pass on fees to members?
You can choose to pass payment gateway fees directly to your buyers so you keep more of your revenue.
To enable this, go to Business Portal→ Money → Fees and toggle “Pass on fees to members” ON.
When enabled, members will see the gateway fee added at checkout, while you receive the full product price.
💳 Why Do Transaction Fees Exist?
Transaction fees ensure your payments are processed securely, reliably, and without interruption.
Nas.io partners with trusted payment processors like Stripe US to safely transfer funds from your customer to you. These fees help cover the essential costs of:
Secure payment processing
Fraud detection and protection
Banking and payment infrastructure
Platform reliability and uptime
Customer support
Ongoing product development and improvements
Nas.io reinvests these fees to keep your business tools fast, stable, and secure as you grow.
🔎 How Do I Know What Fees Were Applied to My Earnings?
You can find fee breakdowns inside your dashboard:
Business Portal → Money → Transactions
Here you’ll see:
Total amount earned
Platform fee deducted
Gateway fee deducted
Final payout amount
You can also download reports for accounting.
📝 In Summary
Your subscription plan affects how much you keep from every sale.
Basic provides access to core features with standard platform fees.
Pro lowers your fees and supports growing businesses.
Platinum offers the lowest platform fees for high-volume sellers.
For US-based businesses, all payments are processed through Stripe US, with a clear and predictable fee structure and no additional regional taxes.
Choose the plan that best aligns with your sales volume and growth stage.
❓ Frequently Asked Questions (FAQs)
Q: What are the transaction fees for Basic, Pro, and Platinum?
A: Transaction fees depend on your subscription plan.
Basic: 4.9% platform fee
Pro: 2.9% platform fee
Platinum: 1% platform fee
In addition, a Stripe US gateway fee of 2.9% + $0.30 per transaction applies to all paid transactions.
An additional 1.5% processing fee may apply if a customer uses a non-US issued card.
Q: Which fees apply if my customers are in different countries?
A: Fees are based on your business account’s country and base currency — not your customer’s location.
👉 Rule of thumb: Your business location determines your fees.
For example:
If your business is set up as US (USD), US fees apply — even if a customer pays from the Philippines or another country.
Q: Will my customer pay foreign exchange (FX) fees if they’re not in the US?
A: Possibly. If your business is set up as a US account (USD) and a customer pays from another country, their bank or card provider may charge a foreign exchange (FX) fee.
This fee is determined by the customer’s bank or card issuer (not Nas.io) and is paid by the customer, not you.
Q: Are US fees the same as Global fees?
A: No. US businesses use Stripe US with a fixed gateway fee (2.9% + $0.30).
Global / Rest of World businesses use a different gateway structure.
Q: Do discounted fees apply to past transactions?
A: No. Lower platform fees apply only to transactions made after you upgrade your plan.
Q: Can I pass fees to customers?
A: Yes. You can enable “Pass on fees to members” in Money → Fees.
Q: Do fees apply to free products?
A: No. Fees apply only to paid transactions.
Q: Will gateway fees change if I switch plans?
A: No. Gateway fees are set by Stripe US and remain the same regardless of your Nas.io subscription plan.
🤝 Need extra help? Work with a Nas.io Expert
If you need hands-on help for your business, you can work directly with a vetted Nas.io Expert. Nas.io Experts are experienced professionals reviewed by the Nas.io team who can help with setup, strategy, and specific business needs.
Explore available experts here:
👉 https://nas.io/expert
💬 Contact Support
If you have questions or need help, you can:
Use the chat widget inside the platform (bottom right corner) or whatsapp
Email us at help@nas.io